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Apple Savings Account interest rate increased to 4.50% per annum

By Julie Clover

Apple is sending push notifications to Apple Savings account holders letting them know about another rate increase. Apple Card Savings Account APY is now 4.50%, up from 4.35%.


This is the third increase in the APY interest rate for the ‌Apple Card‌ Savings account seen since December. The first increase increased the rate from 4.15% to 4.25%, and the second, which occurred in early January, increased it from 4.25% to 4.35%.

Apple's previous rate increase put it is on par with the proposed APY. many other popular high-yield savings accounts from American Express and Discover, and with the latest increase, the Apple Savings Account also matches Marcus's APR from Goldman Sachs.

Apple High Yield Savings Account now available to ‌Apple Card‌ in USA. holders starting April 2023 and offered in partnership with Goldman Sachs.

‌Apple Card‌ users can earn interest on their automatic Daily Cash deposits as well as personal funds added to the account. Apple allows users to make deposits of up to $250,000.

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