Apple Pay and the NFC iPhone sensor has long become the subject of disputes around the world. Last year, the European Commission forced Apple to provide developers with access to the NFC reader, and recently the company has expanded this access in other regions due to an increase in regulation pressure.
The rules of the Apple NFC investigated in Brazil
have been used by the Brazilians, the Brazilians have used the Pix, free and free and free and free and free and free and free and free and free and free instant payment of the ecosystem created by the Central Bank of Brazil. Recently, the institution announced the deployment of Pixity Pix, which does exactly what it sounds to. Google quickly accepted this function for free for more than 40 participating banks. Apple, however, did not have. Banks argue that Apple’s access to NFC iPhone are extremely strict, one of which charges a fee of up to 0.17% per transaction, that banks, and especially fintech, claims to create a barrier for competition. The group also accused Apple of imposing “restrictions and difficulties in supporting their own digital wallet ”
In his defense, according to Tecnoblog and Tilt, Apple said: “There is no law that prevents Apple from charging a fee for using your services” 8221; And that this is not a monopoly case, since the iPhone represents only 10% of the Brazilian smartphone market. In addition, the company claimed that “there is no evidence of what kind of harm to mobile payments in Brazil or Brazilian consumers. ”
